Life Insurance, Long Term Disability and Other Information

Life Insurance/AD&D - Madison National Life

  • Coverage is for employees only.

  • Coverage, premium share, and initial eligibility is determined by your employment contract. Please refer to your contract for further information.

  • Premiums are calculated by $0.115 per $1000 of coverage.

Long Term Disability - Madison National Life

  • Coverage is for employees only.

  • Premium share and initial eligibility is determined by your employment contract. Please refer to your contract for further information.

  • Premiums are calculated by $0.245 per $100 of the employee’s annual salary.

  • Benefit is 66 2/3% of employee’s annual salary after a 90 day calendar waiting period.

Employee Services

Edison Administration Building 
615 7th Street SW,
Rochester, MN 55902
507.328.4280 | Email

Supplemental Long Term Disability (in addition to Long Term Disability) - Madison National Life

  • Supplemental benefit is in addition to the basic Long Term Disability benefit.

  • Enrollment is not guaranteed - enrollment is granted at the discretion of Madison National Life.

  • Supplemental premiums are calculated by $0.21 per $100 of the employee’s annual salary.

  • Benefit is 85% of the employee’s annual salary after a 90 day calendar waiting period.

AFLAC Insurance

  • Contact John Tuseth at 507.289.0400 to enroll in the program or make changes. 

  • You can elect to make changes to a pre-tax policy during Open Enrollment.

  • After-tax policies or changes are allowed at anytime. 

  • Any changes to the pre-tax policy after open enrollment must be necessitated by and consistent with the Qualifying Life Event (QLE).